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Be sure to check out the hobbyist sections of our site. We're in the process of rolling out sections on photography and everyday gadgets. We don't focus on the cutting edge, new technologies -- we're focusing on how to use new technologies in everyday life.
Gadgets
every day uses for new and old technologies.
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How Much Life Insurance Do You Need?
By
John W. Hurley
Life insurance is an important component of any comprehensive financial plan. Insurance protects against a risk and the risk that life insurance addresses is death, particularly premature death. There are many parties who have a vested interest should your time come before you planned. These include your survivors (especially spouse and children), your creditors, and the government. Protecting against the risk of death has a price that cost could be high. You need to address the issue of how much life insurance you need with what you can afford. At the same time, you would not want your death to be a burden on your survivors in terms of maintaining a certain lifestyle or settling your estate. So, how much do you need? We will address this issue by describing the following common approaches to calculating life insurance needs:
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If you're looking for information on the the FinPlan Divorce Planner (from the other FinPlan company), please continue on to http://www.divorceplanner.com.
Note - FinPlan.com does not offer any information regarding this program nor does it have any relationship with the company offering the software. This link is provided as a service only.
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FinPlan.com offers several online tools and calculators as well as some software programs from FinPlan, Inc. FinPlan started developing software in the 1980s developing 10 programs covering several personal finance topics.
Family Retirement Planner
The FinPlan Family Retirement Planner provides an excellent high-level retirement planning model to help you determine your retirement planning needs which will allow you to develop a strategy to get there.
Financial Toolkit
The FinPlan Financial Toolkit provides a variety of financial tools designed to help you answer many questions on personal finance.
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