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Be sure to check out the hobbyist sections of our site. We're in the process of rolling out sections on photography and everyday gadgets. We don't focus on the cutting edge, new technologies -- we're focusing on how to use new technologies in everyday life.
Gadgets
every day uses for new and old technologies.
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Real Rate of Return
When you typically talk about your return on an investment, you are talking about the nominal return. One of the risks associated with any investment is inflation. When you factor inflation in the discussion you are talking about the real rate of return.
In order to illustrate this point, I'll use a hypothetical example. Let's assume that you've been investing for two years and your annual returns were 10% in the first year and 15% in the second year. In which year did you do better? In order to really properly answer this quesion, you need to know the annual inflation rates. If in the first year, the inflation was 3% and in the second year it was 10%. As a result, you actually did better in the year that you earned 10%.
In order to calculate the real rate of return you:
return = [[( 1 + nominal return) / (1 + inflation) ] - 1] * 100
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If you're looking for information on the the FinPlan Divorce Planner (from the other FinPlan company), please continue on to http://www.divorceplanner.com.
Note - FinPlan.com does not offer any information regarding this program nor does it have any relationship with the company offering the software. This link is provided as a service only.
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FinPlan.com offers several online tools and calculators as well as some software programs from FinPlan, Inc. FinPlan started developing software in the 1980s developing 10 programs covering several personal finance topics.
Family Retirement Planner
The FinPlan Family Retirement Planner provides an excellent high-level retirement planning model to help you determine your retirement planning needs which will allow you to develop a strategy to get there.
Financial Toolkit
The FinPlan Financial Toolkit provides a variety of financial tools designed to help you answer many questions on personal finance.
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