Financial Tools & Calculators

401k Calculator

This calculator helps you project out the value of your 401(k) plan investments out to your retirement.

Your Name
Current Age
Anticipated Retirement Age
Current Salary
Estimated Annual Increase
Current Balance of 401k Assets
Annual Deposit (% of Salary)
Maximum Annual Deposit per Year
Maximum Amount Growth % per year
Company Match %
Maximum Company % (% of salary)
-or-

Maximum Company $ Amount
Average Annual Earnings %


A 401(k) plan is a savings program sponsored by an employer (other than a government agency, that's called something else). The 401(k) plan allows employees to save part of their pay with an option to make these funds tax deferred contributions. The tax deferral refers to the fact that the tax on both the deposits themselves as well as the earnings on these investments won't need to be paid until a point in the future.

For a complete guid to 401(k) and other retirement plans, please refer to the retirement savings guide.

Written byFinPlan

FinPlan was founded back in the early 1990s as a software development company, where we created personal financial planning software. Our work there naturally led to the web and 4 different redesigns later, here we are.